Smartphones and the Internet have been breaking new grounds in terms of personal finance. The invention of credit cards, ATM machines, and online banking has eased up the worries of managing finance to large extent. And, whatever problem still lies, the creation of these new mobile apps has made sure that the problems will soon cease to exist. It’s getting easier by the day, to transfer money online through these apps.
Even for people who find it a little difficult to handle technology, these apps have been a blessing. Let’s take a look at 10 of the best apps that will help you manage personal finance.
Undoubtedly, the most popular finance managing app right now, is PayPal. You may have come across it while buying and/or selling stuff online, but you can also use it to transfer money to friends and pay for in-store purchases at varied retailers, especially those that accept PayPal.
It is an online budgeting and expense tracking tool. It’s a beneficial app in a way that it automatically pulls in data from banks and investment accounts. You get a complete picture of your spending, assets, and debt and thus can manage your finance.
With this app, anyone can accept payments through credit cards, just by using a free card reader that you can attach to your smartphone or tablet. Its own built-in Square Cash allows you to send money to friends and family for free, as well.
This one allows you to conveniently transfer money to friends and family, both in and outside your country, with maximum security. Additionally, the recipients do not need a bank account or internet connection to receive the money.
An app directly from the people who invented the very concept of credit score, myFICO is as good as they come. In this app, you get scores from all major credit reporting agencies and are alerted to changes, as and when they take place.
Bitcoin has become a rage off late. This app offers a way to easily buy and securely store bitcoin. You can also make purchases using bitcoin at 36,000 merchants including the best companies that you can expect.
If you ever had to haggle with roommates or friends about splitting expenses, you probably never heard about Splitwise. It divides up and tracks IOUs easily, with friendly email reminders to make sure people pay up.
Much like Mint, this app lets you graph and analyze how you’ll spend your money. But, more than that, it also analyzes your portfolio and gives you access to online investment advisors.
It tracks spending across all your accounts, and automatically alerts you to any and every suspicious charges. It also lets you report the charge from within the app to recover the money.
This app tracks your bills and lets you know of a central place where you can pay them. It helps in avoiding late fees and bank overdrafts while eliminating envelopes and other things which are not needed.
Managing your personal finance isn’t always an easy task. But, when you’ve got these apps to help you, you certainly need not worry.